Planning For The End
The average American does not wake up in the morning and say, “I am planning on dying today.” Most of us face each new day with its promise and opportunity and go to bed each night thinking about the future. There is a small percentage of the population that has an illness that either makes them wish for the end or relish every day they have left. It is really an all or nothing scenario. If you are in the healthy group, you probably have family or loved ones that depend on you for support, both emotional and financial. If you happen to lose the race with destiny and have an unfortunate accident or it is just your time, you will no longer be around to provide that support. There are things that can be done to help reduce the stress caused by that loss.
The issue that has the longest reaching effects is the financial loss. When the primary bread winner is gone, there is a huge void in meeting the monthly expenses. If there is no life insurance or not enough, it will create hardships that create very stressful times. Life styles change, savings dry up, and you can begin to lose things like cars and even your house. If you have children of school age, it may hamper their ability to go to school or participate in those activities that youth are prone to do; sports, camps and the other teenage rites of passage. Making sure that you create a path for financial security is a very important part of planning for life. If you pay all of that money to an insurance company and never use your policy, at least it will be with the knowledge that your loved ones would not have to worry about money. If you die, you have planned for the success of the ones left behind. Both create a less stressful environment to live in.
The issue with shorter range effects is the loss of the one you loved. They are a part of your life and will live in your memory until you join them. That is what makes the physical loss less of a stressful event. I know that I will see the ones I love again. The added bonus is that God gives us the chance to love again. We are able to seek and find love and be loved by another. That is a great gift. Even though the loss of a loved one has a huge immediate emotional impact, it is the long term financial struggles that should be a priority to those you leave behind.
Icool
Cobb
The issue that has the longest reaching effects is the financial loss. When the primary bread winner is gone, there is a huge void in meeting the monthly expenses. If there is no life insurance or not enough, it will create hardships that create very stressful times. Life styles change, savings dry up, and you can begin to lose things like cars and even your house. If you have children of school age, it may hamper their ability to go to school or participate in those activities that youth are prone to do; sports, camps and the other teenage rites of passage. Making sure that you create a path for financial security is a very important part of planning for life. If you pay all of that money to an insurance company and never use your policy, at least it will be with the knowledge that your loved ones would not have to worry about money. If you die, you have planned for the success of the ones left behind. Both create a less stressful environment to live in.
The issue with shorter range effects is the loss of the one you loved. They are a part of your life and will live in your memory until you join them. That is what makes the physical loss less of a stressful event. I know that I will see the ones I love again. The added bonus is that God gives us the chance to love again. We are able to seek and find love and be loved by another. That is a great gift. Even though the loss of a loved one has a huge immediate emotional impact, it is the long term financial struggles that should be a priority to those you leave behind.
Icool
Cobb
posted by Cobb at
7:22 AM
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